The predatory capitalist system that we live under seems to never runs out of ways to prey on those most vulnerable in the population. The credit score system is perhaps the most insidious. Growing up, we always hear about how important it is to build and maintain a good credit score. There are TV shows… Continue reading Credit Score Hustle
“As a passive investor, when an event causes your investments to lose value, please believe someone finds it.” The World Stock Markets will likely crash in the near future. Like 2017 or 2018 kind of near. And when it does, YOU, as a passive investor of your retirement funds in the market, Will Lose. Guaranteed. All… Continue reading Your 401k? It’s. About. To. Go. Down.
All of the Financial Education in the world, with no real increase in wealth to show for it… How many financial ‘Professionals’ have you encountered in your life, on your television, radio, podcast, magazine, and newspaper, who promised to have the tools and knowledge that you need to become financially secure, say in the last… Continue reading Personal Finance Fail
This is my 1st of many posts on Income Taxes. If and when your new President updates the tax code, I will dissect it and report back what you need to know and how to plan accordingly (No Shade, but I do not subscribe to the notion that a president is necessary so I don’t claim any… Continue reading Credits v. Deductions
Why do you think it’s called a ‘Dream’ silly? What is the American Dream? How does one realize that dream? What are the signs that one has achieved them? Here is the formula that’s been downloaded into our brains and psyche during my lifetime. 1st step: Get an Education 🎓 2nd step: ‘Invest’ in a House… Continue reading THE AMERICAN NIGHTMARE
Can we get bailed out too, or nah? Back in 2012, I spent about 8 months on a consulting project reviewing mortgage loan documents. The purpose of the review was to verify whether or not the bank I was working on, illegally foreclosed on homeowners between 1/1/08 and 12/31/11. Long story short, the review ended after… Continue reading YOUR HOME IS NOT AN INVESTMENT
If you know anything about me, then you know that my only intention with this site is to help. I am here to help people who do not fair well in this economic system by helping them to understand this system from a standpoint other than what they have been programmed and conditioned to think and… Continue reading RULES OF ENGAGEMENT
PERSONAL FINANCE FOR THE 99 PERCENT It’s time to wake up and come to the painful realization that Capitalism does not, can not, and will never really work for the majority of us. Even those amongst us that think and believe that we are doing pretty well for ourselves, would realize that it’s all a… Continue reading MISSION STATEMENT
AFRICAN CURRENT$EE 